Frequently Asked Questions (FAQs)
FAQs for Property Buyers
Before purchasing land or property in Nepal, it is essential to verify all legal and ownership-related
documents to avoid future disputes and financial risks. The primary document is the Lalpurja
(ownership certificate), which confirms legal ownership of the property. Buyers should also check the
Blueprint/Map (Naksha), Tax Clearance Receipts (Malpot Rasid), Citizenship copies of the owner, and the
latest Four Boundary Verification details.
You should also review the Chain of Ownership to ensure the property has been legally transferred over
time without disputes. In addition, verify whether the property falls under agricultural, residential, or
commercial zoning according to local municipal regulations.
At Real Estate Sarathi, we help clients inspect and verify all essential documents before any transaction
takes place, ensuring a safer and more transparent property purchase.
Verifying a property means confirming that the ownership, location, documentation, and legal status
are authentic and free from disputes. Buyers should cross-check the Lalpurja, verify the owner’s
identity, inspect tax records, and ensure that the land boundaries match the official government
records.
It is also important to physically inspect the site and verify road access, utility availability, and
surrounding infrastructure. Properties involved in family disputes, bank collateral issues, or unclear
ownership should be approached carefully.
Real Estate Sarathi conducts property verification and due diligence services that help buyers confirm
legal authenticity, physical feasibility, and future safety before making any investment decision.
The property buying process in Nepal typically begins with identifying a suitable property and verifying
its legal documents. Once both parties agree on the price and terms, an initial agreement or advance
payment may be made.
The next step involves document verification, tax clearance checks, and preparing the transfer process
at the Land Revenue Office (Malpot Karyalaya). The buyer then pays the applicable registration fees and
government taxes before the ownership is officially transferred.
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Real Estate Sarathi guides clients throughout the entire process — from property selection and
negotiation to documentation support and final transfer coordination.
The amount of home loan you can receive depends on your income source, repayment capacity,
property valuation, and banking policies. In most cases, Nepali banks finance around 50% to 70% of the
property’s evaluated value.
Salaried individuals, business owners, and NRNs may have different eligibility criteria. Banks generally
require income proof, citizenship, property documents, bank statements, and tax records before
approving a loan.
Real Estate Sarathi assists clients by helping them understand financing options, preparing required
documents, and coordinating with banking institutions for smoother loan processing.
Property buyers in Nepal are required to pay registration fees, capital gains tax (in some cases), local
government charges, and service fees during the ownership transfer process. The exact amount
depends on the property value, location, and municipality regulations.
Government valuation rates and actual transaction values can influence the tax structure. Buyers
should also be aware of additional costs such as legal documentation, agent fees, and bank processing
charges if financing is involved.
Real Estate Sarathi helps clients understand the estimated costs in advance to avoid unexpected
financial burdens during property transactions.
Before buying land, buyers should inspect legal ownership, road access, water and electricity
availability, drainage conditions, surrounding development, and future infrastructure plans. Land slope,
soil condition, and nearby environmental risks should also be evaluated.
It is important to verify whether the property lies in flood-prone zones, restricted construction areas, or
disputed locations. Buyers should also assess whether the land is suitable for residential, commercial,
or investment purposes.
At Real Estate Sarathi, our civil engineering and real estate experts evaluate both legal and practical
aspects of the property before recommendations are made.
The market value of a property depends on several factors including location, road access,
infrastructure, nearby developments, demand, future growth potential, and property condition.
Comparing recent transactions in the same area, understanding municipal valuation rates, and
evaluating accessibility can provide a clearer understanding of property value. Overpriced properties
are common in the market, making professional analysis important.
Real Estate Sarathi provides property valuation and market analysis services to help clients understand
the realistic and fair value of properties before buying or selling.
The best investment location depends on your budget, purpose, and investment timeline. In
Kathmandu Valley, areas with growing infrastructure, road expansion, and commercial activity are often
preferred.
Outside Kathmandu, cities like Pokhara, Bharatpur, Butwal, Bhairahawa, and rapidly developing urban
corridors are gaining investment attention due to increasing demand and urbanization.
Real Estate Sarathi helps clients identify suitable investment locations by analyzing growth trends,
infrastructure development, accessibility, and future market potential.
Lalpurja is the official ownership certificate issued by the government that legally proves ownership of
land or property in Nepal. It contains important details such as the owner’s name, property location,
area, and parcel information.
To verify a Lalpurja, buyers should compare it with records at the Land Revenue Office, confirm
ownership details, inspect tax records, and ensure that the property dimensions match the physical site.
Real Estate Sarathi assists buyers in verifying Lalpurja authenticity and cross-checking all related
ownership records before transactions are finalized.
Buying property through a professional and trustworthy real estate agency can significantly reduce
risks and simplify the transaction process. Experienced agencies help with property verification,
negotiations, legal coordination, and market analysis.
However, buyers should avoid dealing with unverified brokers or individuals who provide unclear
documentation or unrealistic promises. Transparency and professional communication are important
indicators of reliability.
Real Estate Sarathi prioritizes verified properties, professional guidance, and transparent processes to
help clients make safer property decisions.
FAQs for Property Sellers
Selling property quickly requires proper pricing, quality presentation, effective marketing, and verified
documentation. Properties with realistic pricing and clear legal status generally attract more serious
buyers.
High-quality photos, videos, site visits, and strategic online promotion also play an important role in
generating inquiries. Overpricing often delays sales and reduces market interest.
Real Estate Sarathi helps sellers market properties professionally while connecting them with genuine
and qualified buyers.
Finding genuine buyers requires proper screening, professional communication, and targeted
marketing. Serious buyers usually request documentation, site visits, and detailed property information
before negotiations.
Using trusted real estate agencies helps reduce unnecessary inquiries and minimizes fraud risks.
Agencies also help coordinate meetings and negotiations professionally.
Real Estate Sarathi connects sellers with verified buyers through professional marketing strategies and
reliable communication processes.
Property sellers generally need Lalpurja, citizenship documents, tax clearance receipts, recent
photographs, and ownership-related records for the selling process.
If the property has multiple owners, consent and documentation from all concerned parties may be
required. Additional municipal approvals may also apply depending on the property type.
Real Estate Sarathi assists sellers in preparing and organizing required documents to ensure smoother
and legally secure transactions.
Property sellers in Nepal may need to pay capital gains tax and other government fees depending on
the transaction value, ownership duration, and applicable regulations.
Tax rates may differ based on municipality rules and property classifications. Understanding estimated
tax obligations beforehand is important for proper financial planning.
Real Estate Sarathi helps clients understand the general tax structure and guides them through the
selling process professionally.
The correct selling price depends on location, road access, nearby developments, market demand,
infrastructure, and current property condition.
Comparing similar recent property sales in the surrounding area can provide a realistic market
benchmark. Pricing too high may reduce buyer interest, while underpricing can lead to financial loss.
Real Estate Sarathi provides market-based valuation support to help sellers determine competitive and
realistic pricing strategies.
Selling through a professional agency often saves time, improves marketing reach, and helps manage
negotiations and documentation more efficiently.
While self-selling may reduce commission costs, it can also increase the risk of pricing mistakes, legal
confusion, and unverified buyers.
Real Estate Sarathi provides professional marketing, buyer coordination, verification support, and
transaction guidance to simplify the selling process.
The time required to sell land depends on location, pricing, market demand, accessibility, and property
type. Properties in high-demand areas with realistic pricing often sell faster.
Some properties may sell within weeks, while others can take several months depending on market
conditions and buyer availability.
Real Estate Sarathi helps improve property visibility and market positioning to increase the chances of
faster sales.
Effective property marketing includes professional photography, online listings, social media
promotion, video tours, and proper property descriptions.
Providing accurate details regarding road access, land size, facing direction, utilities, and nearby
landmarks also helps attract serious buyers.
Real Estate Sarathi uses professional marketing strategies and digital promotion methods to maximize
property exposure.
Yes, properties under bank financing can still be sold, but the outstanding loan amount and bank
clearance process must be properly managed.
In many cases, the buyer, seller, and bank coordinate together during the transaction to settle
remaining liabilities before ownership transfer.
Real Estate Sarathi helps coordinate such transactions professionally to ensure smoother and legally
secure processes.
Sellers should avoid accepting unclear payments, dealing with unverified individuals, or sharing original
documents without proper procedures.
All agreements should be documented properly, and transactions should follow legal procedures
through official channels.
Real Estate Sarathi prioritizes transparency, professional coordination, and verified communication to
help reduce fraud risks during property transactions.
FAQs for Renters
Finding a rental house in Kathmandu involves identifying your preferred location, budget, property
type, and required facilities. Areas closer to schools, offices, hospitals, and transportation routes are
often in high demand.
Online platforms, social media listings, and professional agencies can help simplify the search process.
Physical site visits are also important before finalizing any rental agreement.
Real Estate Sarathi assists renters in finding verified rental properties that match their needs and
preferences.
Renters are generally required to provide citizenship documents, photographs, contact information,
and advance payment details while renting a property. Some landlords may also request employment information, references, or additional identification
depending on the property type.
Real Estate Sarathi helps coordinate transparent rental processes between landlords and tenants.
Security deposits in Nepal usually range from one month to several months of rent depending on the
property type, location, and agreement terms.
The deposit amount should be clearly mentioned in the rental agreement along with refund conditions
and maintenance responsibilities.
Real Estate Sarathi helps renters and landlords maintain clear and transparent rental terms.
Yes, having a written rental agreement is highly recommended to protect both landlords and tenants.
The agreement should clearly mention rent amount, payment schedule, deposit terms, duration, and
responsibilities.
Proper agreements help reduce misunderstandings and provide legal clarity if disputes arise in the
future.
Real Estate Sarathi encourages professional and transparent rental agreements for safer rental
experiences.
Before renting a property, tenants should inspect water supply, electricity, drainage, internet
availability, security, parking, ventilation, and overall property condition.
It is also important to understand maintenance responsibilities, utility charges, and rental terms before
making advance payments.
Real Estate Sarathi helps renters identify verified and practical rental options based on their lifestyle and
budget.
Utility bill arrangements vary depending on the landlord and property type. Some rentals include water
or internet charges, while electricity and other utilities are often billed separately.
Tenants should clarify all utility responsibilities before signing the agreement to avoid confusion later.
Real Estate Sarathi ensures important rental details are clearly communicated between both parties.
The best rental areas depend on your work location, budget, lifestyle, and transportation preferences.
Areas with better road access, nearby services, and lower travel time are generally more desirable.
Some renters prioritize quieter residential neighborhoods, while others prefer commercial and central
areas for convenience.
Real Estate Sarathi helps clients identify suitable rental locations based on their personal and
professional needs.
Tenants should request ownership proof, citizenship documents, and rental authorization before
making payments. Verifying ownership helps reduce fraud risks and misunderstandings.
Meeting the actual property owner and reviewing agreements carefully is always recommended.
Real Estate Sarathi assists in coordinating verified rental listings and transparent communication
processes.
Leaving before the rental agreement ends may affect the security deposit or require advance notice
depending on the agreement terms.
Tenants should carefully review cancellation clauses, refund policies, and notice periods before signing
the agreement.
Real Estate Sarathi helps both tenants and landlords maintain fair and transparent rental processes.