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Apartment vs House Nepal: Which Is Better for Investment, Lifestyle & Long-Term Value?

Introduction: Apartment or House — What Should You Buy in Nepal? One of the biggest questions in today’s ghar jagga Nepal market is: “Should I buy an apartment or a house in Nepal?” The answer depends on your budget, lifestyle, investment goal, and long-term plans. In recent years, Kathmandu real estate has changed rapidly due to urbanization, traffic congestion, rising land prices, and...

Property Valuation in Nepal: How Real Estate Prices Are Calculated

One of the most frequent questions we receive at Real Estate Sarathi is: "How do I know if the price of this land is fair?" In many developed markets, real estate prices are transparent, logged in central databases, and easily accessible. In Nepal, however, property valuation often feels like a "black box"—a mixture of government mandates, subjective market sentiment, and local...

Kathmandu Real Estate Market Trends 2026 : Prices, Demand & Future Outlook

The Kathmandu real estate market has always been the center of Nepal’s property economy. From residential land and apartments to commercial buildings and investment properties, Kathmandu continues to attract buyers from across the country due to urban growth, employment opportunities, infrastructure development, and long-term investment confidence. However, the market in 2026 is very different from...

How to Get a Home Loan in Nepal: Interest Rates, Eligibility & Banks

Buying a home is a dream for many Nepalis, but with rising property prices, paying the full amount upfront is not possible for most people. This is where a home loan in Nepal, also known as a housing loan or mortgage loan, becomes a powerful financial tool. However, first-time borrowers often feel confused about home loan interest rates in Nepal, eligibility criteria, required documents, and which bank...

Buying Property in Nepal: A Complete Step-by-Step Guide for First-Time Buyers

Buying property in Nepal is one of the most important financial decisions a person can make. For first-time buyers, the process can feel complex, risky, and overwhelming due to legal procedures, documentation requirements, valuation confusion, and fear of fraud. Whether you are planning to buy land, a house, or an apartment, understanding the property buying process in Nepal is essential to protect...